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Planning Process

Our Process

Using our sophisticated planning technology, we take the time to understand what is truly important to you, develop a holistic plan, and implement customized strategies to help meet your needs, striving to act as the nucleus of your financial life.

Our planning process is designed to provide advice for life. It helps you bring together what you want in life with the ability to sync with your values and aspirations.

As we work with you and your family, we tailor your investment strategy to meaningful benchmarks and track your progress towards achieving them.

We begin by evaluating your needs from a holistic perspective. In our initial discussions, we delve into your values, going beyond mere financial figures to explore the human side of your aspirations. Our thorough evaluation encompasses understanding your risk tolerance, dreams, priorities, retirement goals, estate planning needs, and risk management and insurance requirements. This in-depth discovery process allows us to grasp your complete wealth management needs.

Next, we work to identify opportunities to optimize your overall plan, helping to support you in all aspects of your financial management. Utilizing our advanced planning platform, eMoney®1, we craft your strategic asset allocation and investment strategy. We also develop coordinated wealth management strategies that consider your life and retirement goals, assets, liabilities, cash-flow requirements, acceptable investment risk levels, and asset allocation strategies.

Because your wealth management plan may cover many different areas and multiple generations of family members, we may also coordinate with your other professional advisors.

We then design your custom strategies that focus on what matters to you and your family. We review the plan with you and answer any questions you have. Your customized plan offers a complete financial picture for meeting your financial objectives. It includes a personalized investment plan and guidance across various specialized areas, all centered on your life's important goals and objectives.

Once you have reviewed your plan and are ready to move forward, we handle the necessary paperwork, account applications, asset titling, and asset transfers to implement your custom plan. Our cohesive and connected team works diligently to ensure the process is streamlined and efficient.

We will keep you informed of your plan’s progress and hold reviews to help ensure it adapts as your circumstances change.  We will provide information on the reporting, statements and online access available to view your accounts.

Based on accepted statistical methods, eMoney uses a mathematical process used to implement complex statistical methods that chart the probability of certain financial outcomes at certain times in the future. This charting is accomplished by generating hundreds of possible economic scenarios that could affect the performance of your investments. Using Monte Carlo simulation this report uses up to 1000 scenarios to determine the probability of outcomes resulting from the asset allocation choices and underlying assumptions regarding rates of return and volatility of certain asset classes. Some of these scenarios will assume very favorable financial market returns, consistent with some of the best periods in investing history for investors. Some scenarios will conform to the worst periods in investing history. Most scenarios will fall somewhere in between.

You have important goals.

Our team is here to help you reach them.

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Let us help you chart your course to the future.

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